Advice From A Divorce Attorney?

I believe that divorce is one of the biggest epidemics in our current society that isn't being recognized or treated as such. As a marriage and family therapist, of course divorce is something that I am passionate about because it is something that I am spending my life to fight against. I am not ignorant enough to believe that I will see all cases of divorce end during my lifetime, nor am I ignorant enough to believe that all divorce cases even should be prevented. I am, however, perhaps ignorant in my belief that it is crazy for people considering divorce to get advice from a divorce attorney.

Now, most of you are thinking I'm crazy. Who would go to a divorce attorney for advice about their failing marraige? Many people, unfortunately. I had no idea until I began working with marriages and families in crisis just how many individuals and even couples were seeking refuge and advice with their divorce attorney.

I was overwhelmed by my new knowledge for one primary reason. Have people considering getting a divorce forgotten that a divorce attorney is the very last person who will be concerned with them repairing a broken marriage? A divorce attorney makes a living helping married people get divorced while getting as many benefits from the divorce as possible. So why would any nearly-divorced person go to a divorce attorney in hopes of fixing their marraige? Beats me.

My advice to anyone struggling in their marriage is to make an appointment to visit a professional counselor or a marriage and family therapist. The core reason why I suggest this is because in general, counselors and therapists are people who deeply want to see marriages and families restored rather than torn apart. If I am looking for someone to help me fix my car, then it is far wiser to get help from an individual who actually believes that cars can be fixed, right? Of course. The same is true with marriage. Do not go for help to someone who believes that marriages should end easily and for any reason at all. Go instead to a professional who is trained in giving you wisdom about ways to make your relationship work.

A divorce attorney is great for people who are sure that divorce is the option they are choosing. If, however, you are still unsure of your options and if you are still hoping for healing in your marriage, then a divorce attorney is the last person you should see.

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Adultery as Sexual Addiction: Should You Stay Married?

Discover some pointed questions one should ask him/herself when considering leaving a marriage where adultery and sexual addiction are problematic.

I outline 7 kinds of affairs in my E-book, "Break Free From the Affair." One affair, "I Can't Say NO!" is characterized by addictive tendencies. Infidelity (as well as pornography, strip clubs, online chatting, compulsive masturbation, etc.) may be a part of the sexual addiction.

Often the spouse or partner of a sexually addicted person intuitively knows of the addiction and the struggle his/her partner has with the behavior.

The partner often "feels for" his/her partner and is in a great quandary about staying in the marriage or leaving the marriage.

If you are a person facing this dilemma or know of someone who is, here are some pointed questions to help move more quickly through the decision making process:

1. Do you really want to save the marriage or are you just plain worn out? Does it seem that it would be much easier to just put up and tolerate the crazy kind of behavior you bump into with him? Are you emotionally fried and think of confronting him with your feelings and thoughts of ending the marriage as jumping into more emotional turmoil?

2. Do you really want to save the marriage or do you think you should hang in there for religious, moral or other “should” reasons? Most spouses who partner with those who can’t say no are very conscientious people. Is that you? Do you want to do the right thing? Are you willing to continue feeling the humiliation and facing the dangers because you believe you should stay in the marriage? Do convictions rather than practical and personal concerns dictate your decisions?

3. Do you really want to save the marriage or do you believe you should stay to protect the children? Do you think you are the only spouse who can care for the children? (You may be.) Or maybe your spouse cares deeply for the children and is a good parent. (That may be also.) Do you think that ending the marriage would make life immeasurably worse for your children? Do you fear for their welfare if you confront his behavior?

4. Do you really want to save the marriage or do you see absolutely no way out and are resigned to this marriage? You may experience a powerful pervasive feeling of being stuck. You may believe that you have tried everything and that it is in the best interest of everyone to stay where you are. Couple your weariness with your sense of being stuck and you may tolerate a great deal of disappointment and pain for the sake of the marriage.

5. Do you really want to save the marriage or do you see yourself as incapable of getting out? Your self-esteem may be at rock bottom. You may think of yourself as incapable of starting over, incapable of starting a new relationship, incapable of making the transition to a new life and incapable of making decisions on your own. It is not unusual for the spouse of someone who can’t say no to lose her sense of dignity and self-respect as he attempts to control, intimidate and dictate.

6. Do you really want to save the marriage or do you need to protect him? Do you see beyond what is there to him basic emptiness and fear? It’s there and you know it? Perhaps you fear what might happen to him if you do indeed leave? Will he be able to cope? What destructive path might he take next? So you hang in there, aware of his underlying pain and hope some day it will be addressed.

7. Do you really want to save the marriage or do you live in the fear that if you talk about leaving you will face danger? Perhaps you might face violence? You might face the emotional game playing at a new level of intensity? Does it seem wiser to hold back, not confront, not move toward change for fear of what he might say or do? Do you sometimes feel frozen with fear?

8. Do you really want to save the marriage or have you given no thought to how you might start over? This is a little different than the fear of starting over. Perhaps your life has been so wrapped around his or the care of your children that you have given little, if any, thought to you. Have you thought of your desires, your skills, your dreams, your hopes and your future apart from him? Or, apart from your children?

Take some time to seriously and thoughtfully address these questions. Once you do, you may experience a new found freedom to act and move in new ways.

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5 Ways To Numb The Financial Pain Of Divorce

Whether it comes before or after the papers are signed, economic hardship is all too familiar to many couples who divorce. Following a few financial guidelines can ease the burden during this difficult time.

Each year, 1 million Americans divorce. More than 80 percent of divorcing couples cite “debt and financial distress” as the primary factor in the dissolution of their marriages, according to an American Bar Association survey, and studies find that most families suffer a financial decline following a divorce. By taking steps to protect credit, families can come through in much better shape. Bills.com, a national consumer finance portal, encourages divorcing couples to take the following steps:

1. Accurately assess debts and liabilities. First, see yourself as your creditors do. Online (see http://www.myfico.com ) or by phone, you can request a "tri-merge" credit report (a summary from all three major credit reporting bureaus). Note all of your existing shared and individual liabilities. Settle (or get a judgment) on how you'll allocate these responsibilities.

2. Plan on how to handle your home. If you own a home, the mortgage is likely your most significant monthly payment. Be certain you understand how you'll resolve monthly mortgage payments, and how you'll divide the home's value – whether one partner buys out the other now, or the home is to be sold after children are grown.

3. Budget for payments. Create a detailed budget, based on your new income level, and use free cash flow to pay off debts. Most people find the most efficient way to pay off debts is to first pay off smaller bills – starting with under $100 – then pay off loans and unsecured debt, such as credit cards, beginning with the account with the highest interest rate.

4. Make sure your ex-spouse is making his or her payments. If possible, make provisions in the divorce agreement for reporting on resolution of significant debt. There are important implications for you personally if your spouse does not meet his/her end of the bargain on liabilities allocated through the divorce proceedings.

Call all creditors for shared accounts (credit cards, gas cards, department store cards, phone cards, etc.). Close the accounts if you are not carrying balances, or remove your name from jointly held accounts. Remember that for jointly held credit cards, and for any other debts incurred during the marriage in community property states, you have shared liability – and thereby share any potential negative credit rating impact. This means that if your spouse does not make payments after the divorce, it could come back to haunt you – and your credit rating.

If you owe back taxes, be aware that the IRS does not have to honor a decision from a divorce judgment. Consult a tax expert to help with your divorce tax planning.

5. Focus on rehabilitating your credit and financial health. Begin a savings plan. Reinvest any proceeds or equity that come out of the divorce proceeding, and be especially cognizant of building yourself a retirement fund for the future.

If you find yourself in trouble during this stressful time -- in which you must make many financial decisions -- seek help immediately from a reliable, professional debt resolution firm. Be sure to investigate the company you choose to assist you, and seek out a company that operates for the consumer, which is markedly different from credit counseling, debt consolidation, and debt management firms.

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"5 Ways To Ensure You Will Have a Happy Life After Divorce"

Life after divorce is something that most people who are going through divorce think about. Thinking about having a life after divorce or thinking about how your life will be after divorce, are common because people tend to fear for themselves.

In fact, think about having a life after divorce while getting a divorce can be a sticking point for some people because they just aren't sure what their life will "look like" after divorce.

Here's 5 things to keep in mind so can have a life after divorce:

Life after divorce item 1: Think about your emotional stability...if you wanted the divorce or not, you must face it head on.
Divorce is tough and whether you're going through it or your are already past it, your emotional stability is of vital importance because you might tend to be somewhat touchy after going through an emotional ordeal. Keep in mind that your life after divorce can be great but you must admit that you will go through (or have gone through) a trying time in your life. Admitting this and facing your situation head on is important to your emotional stability and critical to you having a happy life after divorce.

Life after divorce item 2: Look at the bright side, having life after divorce could be a new start for you!
How may times in your life do you wish you could have just started over knowing what you know now? If you answered "many", don't worry, that's a common thought most of us have. Having a positive mental attitude about your new beginning will make a huge difference in how happy your life will be after divorce. Life after divorce can be fantastic and it can also be very tough if you don't remain positive about a what's in front of you. Look at the glass as being "half full" and realize that, in order to be happy after divorce, you must take advantage of the opportunity to get a fresh start!

Life after divorce item 3: Surround yourself with people you like in your free time.
Too often times people start new relationships with just about anyone because they are lonely while getting a divorce or after getting a divorce. Sparking a relationship, romantic or friendly, with anyone and everyone who will spend time with you can contribute to unhappiness in your life after divorce. Stop and think about the people that you spend time with and ask yourself, "Once my emotional turmoil has ended, would I really want to keep the relationship going with this person?". Life after divorce is tough...so, when you're deciding about divorce, going through one, or already have been through a divorce, make sure that you carefully choose who to spend your free time with or you may fall into more negativity in your life after divorce.

Life after divorce item 4: Make it a point to spend time doing things that you like to do every week.
Make sure that you spend time enjoying your life after divorce - don't forget to 'stop and smell the roses'. Some people vent, work, go into hiding, or just plain go haywire after getting a divorce and their subsequent life after divorce isn't as healthy as possible. At least once a week, take the time to go and do something that you really enjoy doing...it will help you deal with your life after divorce in a more pleasing manner.

Life after divorce item 5: Set specific goals and implement a plan to achieve those goals.
Life after divorce is a tumultuous time, your life can seemingly be 'in the balance'. In order to make sure that you feel good about yourself and enjoy the feeling that accomplishment brings, think about a goal or set of goals that you've always had but never attained. Then, prioritize those goals and devise a plan to obtain them, one by one. Implement each plan and be happy (in fact celebrate) once you've reached your goal. Your life after divorce will be markedly better and healthier if you take this concept to heart and follow it.

Visualizing your life after divorce (and thinking about what your life might be like after divorce) is a sound and logical thing to do in order to be happy after divorce. Your life after divorce does not need to be a continuation of the pain you might have gone through or are currently going through.

Life after divorce can be extremely liberating if you act based on logic plus positive emotions rather than negativity. If divorce is eminent or you've already been through divorce, take the time to actually plan your life after divorce.

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Gold Coin Collecting

Coin collecting is something that dates back to the when coins were first issued for trade. It was only in the Middle Ages that people turned this into a hobby because of the art work and the historical value.

Coin collecting today is still a hobby that many people enjoy. One of the most precious and most expensive collections that anyone can ever have are those of gold coins. The most expensive gold coin ever bought was worth around eight million dollars. This was the American 1933 Gold Eagle. This is why the collecting of gold coins deserves to be called the hobby of kings.

Gold coins were one of the oldest forms of money. This was later followed by silver coins. Gold coins were in circulation in the United States from 1838 to 1933. The design was the Liberty Head bust but this was only made until 1907. The design was then changed to the Indian Head and Saint Gaudens motifs and was used until 1933 when the Great Depression began. This prompted the recall of gold coins which makes them very difficult to find today.

Since these are no longer in circulation, the price for one of this rare commodity is quite high. Gold is now used for other things such as jewelry or bars that people retain as an investment.

South Africa minted its first gold coin called the Krugerrand in 1967. This coin has no face value but merely stands as a symbol. It is made of 1 ounce of gold and can be purchased for investment purposes.

Since then other countries also minted bullion coins. Canada made the Gold Maple Leaf in 1979 and Australia made the Nugget in 1981. These two are much more popular than the South African coin because of its 24 carat purity.

A lot of people retain gold today as an investment because they speculate that the demand will cause its market value to increase. Others hold it as a form of insurance should the financial situation become worse. There was a point in time when the more paper money that was made, the higher the price of gold which maintained gold and cash as equal value. After this standard ended in 1971, this enabled government to produce more paper currency without increasing the price of gold.

Since gold coins can longer be used to purchase merchandise most coin collectors just keep them to remember that people once used them.

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CHICKEN RECIPES : SICILIAN CHICKEN

1 tbsp. plus 1 tbsp. saffron ace
1 lg. onion, sliced
1 lg. green pepper, sliced
1/2 c. fresh mushberries, sliced
1 1/2 lbs. boneless chicken cubed
18 oz. can tomato sauce
16 oz. tomatoes, chopped drained
1 tsp. Worcestershire sauce
1 tsp. oregano
1/2 tsp. basil
1/4 tsp. garlic powder
Lite salt and pepper to taste
Heat oil in large nonstick skillet. Add onions green pepper and mushrooms. Cook until
slightly tender. Add chicken. Cook, turning chicken frequently until pinkness is gone.
Add remaining ingredients.
Cover and simmer for 5 to 10 minutes until heated through. Serve over rice. Makes 4
servings (1 protein, 2 vegetables per serving).

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